A Gift of Financial Opportunity

Step-by-Step, Bayside's nine-week financial literacy program, gave Joanna an important step-up to a more secure financial future.  

Financial literacy is a must in today’s world of complex financial products, and a gateway to future opportunity.  A sound credit profile is required to rent a home or get a good job.  And without access to affordable credit, it’s difficult to purchase a car, or attend college.

Joanna enrolled in Step-by-Step, a program that teaches students the fundamental principles needed to make informed financial decisions and the confidence to take the first step.  Students create personal budgets to manage spending and saving, open checking and saving accounts, and secure credit to establish a credit history.

With her newly acquired knowledge and essential financial tools in place, Joanna is confidently taking steps forward to create a better life for her family.